HRA Calculator

Calculate your HRA exemption under Section 10(13A) — enter basic salary, HRA received and rent paid to see exempt vs taxable HRA.

Note: HRA exemption is available only under the old tax regime. Paying rent above ₹1 lakh/year requires the landlord's PAN. Need rent receipts as HRA proof? Use our Rent Receipt Generator.

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About the HRA Calculator

The HRA Calculator computes your House Rent Allowance exemption under Section 10(13A) of the Income Tax Act. HRA exemption is the least of three amounts: actual HRA received, rent paid minus 10% of basic salary (plus DA), and 50% of basic for metro cities or 40% for non-metro cities.

Enter your basic salary, HRA received and monthly rent to instantly see how much of your HRA is tax-exempt and how much is taxable. Salaried employees claiming HRA also need rent receipts as proof — you can generate those free with our Rent Receipt Generator.

Frequently Asked Questions

Can I claim HRA in the new tax regime?

No. HRA exemption under Section 10(13A) is available only in the old tax regime. If you opt for the new regime, HRA received is fully taxable — compare both regimes before choosing.

Which cities count as metro for HRA?

Only Delhi, Mumbai, Kolkata and Chennai are treated as metro cities (50% of basic). All other cities, including Bengaluru, Hyderabad and Pune, use the 40% limit.

Do I need my landlord's PAN to claim HRA?

Yes, if your annual rent exceeds ₹1,00,000 you must provide your landlord's PAN to your employer. Rent receipts are typically required as proof for any HRA claim.

Is my data safe when I use HRA Calculator?

Most AIVEXA tools run entirely in your browser (client-side), which means your files and inputs are processed on your own device and are not uploaded to a server.

Can I use HRA Calculator on mobile, and is it free?

Yes — it works on any modern browser (desktop, Android or iOS) without installing an app, and it's free to use with no signup or watermark.

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